Term Life Insurance
₹1 crore cover for your family — from about ₹16 a day.
Pure protection at its most efficient. A term plan pays your family a large, tax-free amount if something happens to you — so their lifestyle, goals and home loan are secure even when you're not around. No frills, just the highest cover for the lowest premium.
Why choose this plan
Maximum cover, minimum cost
Protect your family for crores at a premium that fits any budget.
Tax-free payout
Your family receives the full sum assured, exempt under Section 10(10D).
Add critical illness
Optional riders for critical illness, accidental death and waiver of premium.
Save on tax
Premiums are deductible under Section 80C up to ₹1.5 lakh a year.
What's covered
- Tax-free lump sum to your nominee on death
- Optional monthly income payout for your family
- Terminal illness benefit (plan-dependent)
- Riders: critical illness, accidental death, premium waiver
- Level premiums locked for the full term
What's not covered
- Death by suicide within the first policy year
- Claims where material facts were misrepresented
- Death under influence of alcohol/drugs (plan-dependent)
- Pre-existing conditions not disclosed at purchase
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Term Life Insurance.
Ready to secure term life cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.