ULIP Plans
Grow your wealth and stay protected — in a single plan.
A Unit Linked Insurance Plan invests part of your premium in equity or debt funds of your choice while keeping you life-insured. Switch funds as markets move, benefit from long-term growth, and enjoy tax advantages — all in one product.
Why choose this plan
Wealth creation
Participate in market growth through equity, debt or balanced funds.
Life cover included
Your family stays protected while your money works for you.
Switch anytime
Move between funds as your goals and the market change — usually free.
Triple tax edge
Deduction on premiums, tax-free switches and tax-free maturity (conditions apply).
What's covered
- Life cover throughout the policy term
- Market-linked fund value on maturity
- Free switching between fund options
- Partial withdrawals after the 5-year lock-in
- Loyalty additions on long-term plans (plan-dependent)
What's not covered
- Returns are not guaranteed — subject to market risk
- 5-year lock-in before withdrawals are allowed
- Fund-management and allocation charges apply
- Suicide within the first policy year
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about ULIP Plans.
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