Senior Citizen Health Insurance
Give your parents the care they gave you — worry-free.
Purpose-built for people aged 60 and above, these plans offer higher entry ages, shorter waiting periods and cover for age-related and pre-existing conditions — so your parents get treated without you worrying about the bill.
Why choose this plan
Made for 60+
High entry ages and lifelong renewability designed around senior needs.
Pre-existing cover
Existing conditions like diabetes or BP are covered after a shorter waiting period.
Domiciliary & home care
Cover for treatment taken at home when hospitalisation isn't possible.
Co-pay you control
Choose a co-payment to lower the premium, or opt out for full protection.
What's covered
- Hospitalisation for illness and accidents
- Pre-existing diseases after the waiting period
- Day-care procedures and specialist consultations
- Pre & post hospitalisation expenses
- Annual health check-ups tailored to seniors
What's not covered
- Waiting period for specific pre-existing conditions
- Treatment outside the policy's geographic scope
- Non-prescribed or experimental treatment
- Injuries from hazardous activities
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Senior Citizen Health Insurance.
Ready to secure senior citizen health cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.