Retirement & Pension Plans
Build a salary that keeps coming after you stop working.
Retirement plans help you accumulate a corpus during your working years and convert it into a steady, dependable income for life. Retire on your own terms — with dignity, not dependence.
Why choose this plan
Regular income for life
Turn your savings into a guaranteed pension you can never outlive.
Grow your corpus
Accumulate steadily over your working years with guaranteed or market-linked options.
Protect your spouse
Joint-life options continue the income for your partner after you.
Tax-efficient saving
Enjoy deductions during accumulation under prevailing tax rules.
What's covered
- Regular annuity/pension payouts after vesting
- Lump-sum commutation option at retirement
- Joint-life annuity to cover your spouse
- Return-of-purchase-price options (plan-dependent)
- Death benefit during the accumulation phase
What's not covered
- Early surrender may reduce guaranteed benefits
- Annuity rates are locked at the time of purchase
- Market-linked variants carry investment risk
- Payouts are taxable as income in the year received
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
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Frequently Asked Questions
Common questions about Retirement & Pension Plans.
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