OnSureKaro
Our Partners

Backed by insurers you can trust

We deliberately keep our panel small and world-class. By partnering with just four of India's strongest insurers, we know their plans inside-out — so our advice is sharper and your claims are safer.

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Max Life Insurance

Life Insurance

99.7% claims paid

One of India's most trusted life insurers.

Max Life Insurance is renowned for its consistently high claim settlement ratio and customer-first term and savings plans. It powers our entire life insurance range — from pure-protection term cover to ULIPs, retirement and child plans.

  • Among the highest claim settlement ratios in India
  • Award-winning term insurance plans
  • Strong long-term savings & retirement options
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HDFC ERGO General Insurance

Health · Motor · Home

99.8% claims paid

A leading general insurer for health, motor & home.

HDFC ERGO is one of India's largest private general insurers, known for feature-rich health plans, a vast cashless network and quick motor claims. It backs much of our health, motor and home cover.

  • 13,000+ cashless network hospitals
  • Innovative health plans with 2X cover benefits
  • Fast, tech-enabled motor claims
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ICICI Lombard General Insurance

Health · Motor · Home

99.1% claims paid

A pioneer in fast, digital general insurance.

ICICI Lombard is a market leader in general insurance, offering strong health, motor and home products with a smooth digital claims experience and a wide garage and hospital network.

  • Extensive cashless hospital & garage network
  • Digital-first, quick claims experience
  • Comprehensive health & motor add-ons
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TATA AIA Life Insurance

Life Insurance

99.4% claims paid

Tata trust meets pan-Asian life insurance expertise.

TATA AIA Life Insurance is a joint venture between India's Tata Group and AIA Group, one of the largest independent pan-Asian life insurers. Known for a consistently high claim settlement ratio and strong term, savings and wealth plans, it adds real depth to our life insurance range alongside Max Life.

  • Among the highest claim settlement ratios in India (~99.4%)
  • Award-winning term & savings life plans
  • Backed by the Tata Group and AIA Group
Our promise

Why such a small panel?

Because depth beats breadth. Rather than list dozens of insurers we barely know, we focus on a handful with proven claim records and strong products. That means when we recommend a plan, it's because it's genuinely right for you — and when you claim, you're with an insurer that pays.

Want help choosing between plans?

Talk to an IRDAI-certified advisor for free, honest guidance — no pressure, no spam.