Home Insurance
Protect a lifetime of belongings for just a few rupees a day.
Home insurance covers your building structure and everything inside it against fire, theft, natural disasters and more. Whether you own or rent, protect the place and possessions you've worked hard for — for a surprisingly small premium.
Why choose this plan
Building & contents
Cover the structure, furniture, appliances and valuables under one policy.
Disaster protection
Fire, flood, earthquake, storm and other natural calamities included.
Theft & burglary
Compensation for break-ins, theft and attempted burglary.
Tiny premium
Comprehensive protection for the price of a coffee or two each month.
What's covered
- Fire, lightning, explosion and implosion
- Natural calamities — earthquake, flood, storm, cyclone
- Burglary, theft and attempted break-ins
- Contents: electronics, furniture and valuables
- Optional cover for jewellery and portable devices
What's not covered
- Wear, tear and gradual deterioration
- Intentional damage by the insured
- Loss of cash unless specifically covered
- War, nuclear perils and government confiscation
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Home Insurance.
Ready to secure home cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.