OnSureKaro
Motor Insurance

Car Insurance

Complete protection for your car — issued in 2 minutes.

7,500+
Cashless garages
2 min
Policy issuance
Zero dep
Add-on available

Comprehensive car insurance covers damage to your own car, third-party liability, theft, fire and natural calamities. Add zero-depreciation and roadside assistance for total peace of mind, and get your policy instantly online.

Why choose this plan

Own-damage + liability

Covers your car and legal liability to others in a single comprehensive policy.

Zero depreciation

Get the full cost of replaced parts with no depreciation deducted.

Cashless repairs

Repair at 7,500+ network garages with bills settled directly by the insurer.

24×7 roadside help

Breakdown, towing and on-spot assistance whenever you're stranded.

What's covered

  • Accidental damage to your own car
  • Third-party injury, death and property damage
  • Theft, fire and explosion
  • Natural calamities — floods, storms, earthquakes
  • Add-ons: zero dep, engine protect, return-to-invoice, RSA

What's not covered

  • Regular wear, tear and mechanical breakdown
  • Driving without a valid licence or under the influence
  • Damage outside the policy's geographical area
  • Consequential damage and depreciation (unless zero-dep add-on)

Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.

Available from

H
HDFC ERGO
99.8% claims paid
I
ICICI Lombard
99.1% claims paid

How it works

1

Share a few details

Tell us who to cover and your budget — takes under 2 minutes.

2

Get matched

Our advisors shortlist the best-fit plan from our partner insurers.

3

Buy in minutes

Review, pay online and get your policy document instantly.

4

We stay with you

Free renewal reminders and hands-on claim support, always.

Starting at
₹2,094/yr

Get an exact quote in minutes — free & no obligation.

Get a quote for Car Insurance

Share your details and an advisor will call you back with the best plan and price.

Add your email and we'll send a confirmation of your request.

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Frequently Asked Questions

Common questions about Car Insurance.

Third-party is the legal minimum and only covers others. Comprehensive also covers your own car against accidents, theft and calamities — strongly recommended for any car you value.

Ready to secure car cover?

Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.

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