OnSureKaro
Motor Insurance

Car Insurance

Complete protection for your car — issued in 2 minutes.

7,500+
Cashless garages
2 min
Policy issuance
Zero dep
Add-on available

Comprehensive car insurance covers damage to your own car, third-party liability, theft, fire and natural calamities. Add zero-depreciation and roadside assistance for total peace of mind, and get your policy instantly online.

Why choose this plan

Own-damage + liability

Covers your car and legal liability to others in a single comprehensive policy.

Zero depreciation

Get the full cost of replaced parts with no depreciation deducted.

Cashless repairs

Repair at 7,500+ network garages with bills settled directly by the insurer.

24×7 roadside help

Breakdown, towing and on-spot assistance whenever you're stranded.

What's covered

  • Accidental damage to your own car
  • Third-party injury, death and property damage
  • Theft, fire and explosion
  • Natural calamities — floods, storms, earthquakes
  • Add-ons: zero dep, engine protect, return-to-invoice, RSA

What's not covered

  • Regular wear, tear and mechanical breakdown
  • Driving without a valid licence or under the influence
  • Damage outside the policy's geographical area
  • Consequential damage and depreciation (unless zero-dep add-on)

Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.

Available from

H
HDFC ERGO
99.8% claims paid
I
ICICI Lombard
99.1% claims paid

How it works

1

Share a few details

Tell us who to cover and your budget — takes under 2 minutes.

2

Get matched

Our advisors shortlist the best-fit plan from our partner insurers.

3

Buy in minutes

Review, pay online and get your policy document instantly.

4

We stay with you

Free renewal reminders and hands-on claim support, always.

Starting at
₹2,094/yr

Get an exact quote in minutes — free & no obligation.

Get a quote for Car Insurance

Share your details and an advisor will call you back with the best plan and price.

By submitting you agree to be contacted about your query. We never spam.

Frequently Asked Questions

Common questions about Car Insurance.

Third-party is the legal minimum and only covers others. Comprehensive also covers your own car against accidents, theft and calamities — strongly recommended for any car you value.

Ready to secure car cover?

Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.