Two Wheeler Insurance
Big protection for your two-wheeler at a tiny premium.
Whether it's your daily commuter or a weekend machine, two-wheeler insurance protects against accidents, theft, fire and third-party liability. Long-term multi-year policies lock your price and keep you compliant without yearly hassle.
Why choose this plan
Own-damage + liability
Covers your bike and third-party claims in one affordable policy.
Multi-year savings
Buy a 2 or 3-year policy to lock the price and skip yearly renewals.
Zero-dep add-on
Claim the full value of replaced parts with no depreciation cut.
Instant issuance
Buy or renew online in minutes — no paperwork, no inspection for renewals.
What's covered
- Accidental damage to your two-wheeler
- Third-party liability cover
- Theft, fire and explosion
- Natural and man-made calamities
- Add-ons: zero dep, personal accident, roadside assistance
What's not covered
- Normal wear and tear and ageing
- Riding without a valid licence or helmet violations (plan-dependent)
- Driving under the influence of alcohol/drugs
- Electrical/mechanical breakdown
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Two Wheeler Insurance.
Ready to secure two wheeler cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.