Commercial Vehicle Insurance
Keep your business moving — even after a breakdown or accident.
From a single taxi to a full logistics fleet, commercial vehicle insurance protects your earning assets against accidents, theft, third-party liability and more. Minimise downtime with cashless repairs and dedicated fleet support.
Why choose this plan
Every commercial vehicle
Goods carriers, passenger vehicles, taxis, buses and construction equipment.
Fleet discounts
Insure multiple vehicles together and save with tailored fleet pricing.
Liability protection
Covers third-party injury, death and property damage claims in full.
Less downtime
Cashless repairs at network garages get your vehicle back to earning fast.
What's covered
- Own damage from accident, fire and theft
- Third-party liability (mandatory)
- Natural and man-made calamities
- Legal liability to paid driver and cleaner
- Add-ons for goods in transit and extra PA cover
What's not covered
- Overloading beyond permitted limits
- Use outside the registered permit/purpose
- Driving without valid commercial licence/fitness
- Wear, tear and mechanical/electrical breakdown
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Commercial Vehicle Insurance.
Ready to secure commercial vehicle cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.