Electric Vehicle Insurance
Insurance that understands your battery, motor and charger.
Electric vehicles need cover designed for their most valuable and vulnerable parts. EV insurance protects the battery pack, electric motor and charging equipment — with add-ons for charger cover and roadside charging assistance.
Why choose this plan
Battery & motor cover
Your EV's costliest components are protected against damage and short-circuit.
Charger protection
Add-on cover for your home charging unit and cables against damage.
Roadside charging help
Ran out of charge? Get on-spot assistance or a tow to the nearest point.
Full comprehensive cover
Everything a petrol car gets — accident, theft, calamity and liability — plus EV extras.
What's covered
- Damage to battery pack and electric motor
- Accidental damage, theft, fire and calamities
- Third-party liability
- Add-ons: charger cover, zero-dep, roadside assistance
- Personal accident cover for the owner-driver
What's not covered
- Gradual battery capacity loss over time
- Manufacturer warranty items and recalls
- Driving without valid licence or under the influence
- Normal wear and tear
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
Get matched
Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
Get an exact quote in minutes — free & no obligation.
Frequently Asked Questions
Common questions about Electric Vehicle Insurance.
Ready to secure electric vehicle cover?
Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.