OnSureKaro
Home & Business

Group Health Insurance

Attract and keep great people with health cover they'll value.

No med-test
Day-1 cover
Family
Add-on option
Tax-
deductible

Group health insurance covers your entire team under one corporate policy — often with no medical tests, day-one pre-existing cover and optional family inclusion. A powerful, tax-efficient benefit that boosts retention and morale.

Why choose this plan

Whole team, one policy

Cover every employee under a single, easy-to-administer group plan.

Day-1 pre-existing

Group cover typically waives waiting periods — even pre-existing conditions are in.

Extend to families

Optionally include spouses, children and parents of your employees.

Business tax benefit

Premiums are a deductible business expense while boosting retention.

What's covered

  • Hospitalisation for all enrolled employees
  • Pre-existing conditions from day one (typical for group plans)
  • Maternity cover (optional add-on)
  • Family floater extension (optional)
  • Cashless treatment at network hospitals

What's not covered

  • Cover ends when employment ends (unless ported)
  • Optional benefits not chosen in the group plan
  • Standard exclusions (cosmetic, self-inflicted, etc.)
  • Claims beyond the chosen sum insured

Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.

Available from

H
HDFC ERGO
99.8% claims paid
I
ICICI Lombard
99.1% claims paid

How it works

1

Share a few details

Tell us who to cover and your budget — takes under 2 minutes.

2

Get matched

Our advisors shortlist the best-fit plan from our partner insurers.

3

Buy in minutes

Review, pay online and get your policy document instantly.

4

We stay with you

Free renewal reminders and hands-on claim support, always.

Starting at
Custom quote

Get an exact quote in minutes — free & no obligation.

Get a quote for Group Health Insurance

Share your details and an advisor will call you back with the best plan and price.

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Frequently Asked Questions

Common questions about Group Health Insurance.

Group plans are available for teams of all sizes — many insurers start from as few as 7 members. Tell us your headcount and we'll tailor a quote.

Ready to secure group health cover?

Talk to an IRDAI-certified advisor for free, honest guidance tailored to you.