Child Education Plans
Their dreams, fully funded — whether you're there or not.
A child plan builds a guaranteed corpus for your child's education and big milestones, timed to when they need it most. Crucially, if something happens to you, the plan pays out and keeps investing on your behalf — so their future never stops.
Why choose this plan
Timed to their goals
Payouts aligned to school, college and higher-education milestones.
Premium waiver
If you're not around, future premiums are waived and the plan continues intact.
Guaranteed corpus
A dependable amount your child receives regardless of market swings.
Tax benefits
Premiums under 80C and maturity proceeds tax-free under 10(10D).
What's covered
- Guaranteed payouts at chosen milestones
- Full sum assured on the parent's death
- Waiver of premium so the plan self-completes
- Maturity benefit for higher education/marriage
- Optional market-linked growth (ULIP child plans)
What's not covered
- Suicide within the first policy year
- Surrender before lock-in reduces benefits
- Market-linked variants carry investment risk
- Non-disclosure of material facts at purchase
Exclusions vary by insurer and plan. Always read the policy wording — our advisor will explain the fine print.
Available from
How it works
Share a few details
Tell us who to cover and your budget — takes under 2 minutes.
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Our advisors shortlist the best-fit plan from our partner insurers.
Buy in minutes
Review, pay online and get your policy document instantly.
We stay with you
Free renewal reminders and hands-on claim support, always.
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Frequently Asked Questions
Common questions about Child Education Plans.
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