Health Insurance Term
Super Top-up
Affordable extra cover that pays above a yearly deductible.
What is Super Top-up?
A super top-up sits over your base health policy (or a chosen deductible) and pays for all covered expenses above it, adding up claims across the whole year — not per claim.
It's the cheapest way to reach a very high total cover like ₹50 lakh–₹1 crore.
Example
A ₹5 lakh base + ₹20 lakh super top-up gives ₹25 lakh cover for far less than a straight ₹25 lakh plan.
Related terms
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