Health Insurance Term
Room Rent Limit
A cap on the hospital room charge your policy will cover.
What is Room Rent Limit?
A room-rent limit caps the daily hospital room charge your policy covers. If you choose a pricier room, many policies proportionally reduce your entire claim, not just the room cost.
Plans with no room-rent capping avoid this trap and are generally preferable.
Example
With a ₹5,000/day room limit, opting for a ₹10,000 room can shrink your whole claim proportionally.
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