Calculator
How much life cover do you need?
Your Human Life Value is the financial value you provide your family. This calculator sizes your ideal term cover so they're protected — never underinsured, never overpaying.
Assuming retirement at 60
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₹
Home, car, personal loans
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Total cover from policies you already hold
You should be insured for
₹3.75 Cr
₹3,75,00,000
Income replacement (30 yrs)₹3.6 Cr
+ Loans to cover₹20 L
− Savings & existing cover₹5 L
Indicative estimate based on the Human Life Value method. Your exact need may vary.
Ready to secure your family's future?
Get a term plan matched to your cover need, from an insurer with a strong claims record.